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    Published Jul 19, 2026 · 2 min · Last updated: Oct 5, 2026

    How to Cancel UPI AutoPay Mandate: PhonePe, GPay, Paytm

    Cancel any UPI AutoPay mandate in PhonePe, Google Pay, Paytm or your bank app, or from NPCI's UPI Help portal. Step by step, with Hindi instructions.

    PhonePe: open the app → Profile → Payment Management → AutoPay → find the mandate → tap Pause or Delete. Step-by-step guide for PhonePe →

    Google Pay: open the app → tap your profile → Autopay → Live tab → find the mandate → Cancel autopay. Step-by-step guide for Google Pay →

    Paytm: open the app → Balance & History → Automatic Payments → find the mandate → Cancel. Step-by-step guide for Paytm →

    Bank apps (SBI YONO, HDFC MobileBanking, ICICI iMobile): typically under UPI → Manage Autopay / Mandates. Same pause/revoke actions.

    Don't know which app the mandate is in?

    Use NPCI's UPI Help portal (upihelp.npci.org.in): sign in with your UPI-linked mobile number and OTP to view mandates across apps and pause or revoke them with your UPI PIN. How to find all your active mandates →

    If the mandate keeps debiting

    If the mandate keeps retrying after revocation — rare but possible — contact your bank and quote the UMN (Unique Mandate Number) shown in the mandate detail screen. NPCI logs revocations, so banks can force-block persistent merchants.

    Remember: cancelling the mandate stops payments, not the service. Also cancel inside the merchant's app, and ask the merchant directly about any refund.

    हिंदी में: UPI AutoPay कैसे बंद करें (autopay kaise band kare)

    PhonePe: प्रोफ़ाइल → Payment Management → AutoPay → मैंडेट चुनें → Delete → UPI PIN डालें।

    Google Pay: प्रोफ़ाइल फ़ोटो → Autopay → Live टैब → मैंडेट चुनें → Cancel autopay → UPI PIN डालें।

    Paytm: Balance & History → Automatic Payments → मैंडेट चुनें → Cancel → UPI PIN डालें।

    पता नहीं कि AutoPay किस ऐप में है? upihelp.npci.org.in पर अपने UPI से जुड़े मोबाइल नंबर और OTP से लॉग इन करके सभी ऐप्स के मैंडेट देख सकते हैं। AutoPay बंद करने से आगे के पैसे नहीं कटेंगे, लेकिन पहले कटे पैसे अपने आप वापस नहीं आते।

    Saveiy detects every active UPI AutoPay mandate from your billing signals and deep-links to the exact cancellation screen in your UPI app.

    Frequently asked questions

    Can a merchant charge me after I revoke a UPI AutoPay mandate?

    No. Once revoked, the mandate is dead in NPCI's system and no debit will succeed. If a merchant retries anyway, the transaction fails and you can escalate via your bank.

    Can I cancel UPI AutoPay without the app I set it up in?

    Yes. NPCI's UPI Help portal (upihelp.npci.org.in) shows mandates across UPI apps and lets you pause or revoke them, authorised with your UPI PIN.

    UPI AutoPay kaise band kare?

    जिस UPI ऐप में AutoPay बनाया था (PhonePe, Google Pay, Paytm) उसमें AutoPay सेक्शन खोलें, मैंडेट चुनें, Delete या Cancel पर टैप करें और UPI PIN से कन्फ़र्म करें। ऐप याद नहीं है तो upihelp.npci.org.in पर देखें।

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