How to Cancel AutoPay in PhonePe (Step-by-Step, 2026)

If money keeps leaving your account for a subscription you no longer use, there is probably a UPI AutoPay mandate behind it. PhonePe lets you see every AutoPay you have approved, pause it or delete it for good. This guide shows you how — and what to do if the cancel option isn't there.

Quick answer: open PhonePe → tap your profile picture → Payment Management → AutoPay → select the mandate → tap Delete (or Remove) → confirm with your UPI PIN. Future debits stop; payments already made are not refunded automatically.

How to cancel AutoPay in PhonePe

1. Open the PhonePe app and tap your profile picture (top left).

2. Scroll to Payment Management and tap AutoPay. In some versions this appears as “Autopay Settings”.

3. You will see all your active mandates. Tap the one you want to stop.

4. Tap Delete (some versions say Remove or Delete AutoPay).

5. Enter your UPI PIN to confirm.

6. The mandate's status changes to cancelled/revoked, and your bank usually sends an SMS confirming it.

How to pause AutoPay in PhonePe instead

Not sure you want to cancel? Open the same mandate and tap Pause. Deductions stop until you resume it — useful if you are travelling or want to skip a month without losing a subscription.

How to check which AutoPays are active in PhonePe

Go to Profile → Payment Management → AutoPay. Every active mandate shows the merchant name, the maximum amount it can debit and how often. If you see a name you don't recognise, don't ignore it — see the section on unfamiliar merchants below.

Cancel option missing or not working?

The mandate was set up in another UPI app. A mandate lives in the app you approved it in. If it isn't in PhonePe, check Google Pay, Paytm, BHIM or your bank's app — see how to cancel AutoPay in Google Pay and how to find all your active mandates.

A debit is already scheduled. You are notified about 24 hours before each debit. If the bank has already started processing it, that one payment may still go through — the next one won't.

It's a loan EMI or similar mandate. Some mandates can only be cancelled through the lender or merchant.

Update the app. Older versions of PhonePe use different menu names. Still stuck? You can also manage mandates from NPCI's official UPI Help portal (upihelp.npci.org.in) or contact PhonePe support from the Help section of the app.

What happens after you cancel

Future debits stop: the merchant can no longer charge you under that mandate. There is no automatic refund — money already debited stays with the merchant, so ask them directly if you were charged wrongly. And your subscription may still be active: cancelling the payment is not the same as cancelling the service, so also cancel inside the merchant's app or website.

Don't recognise the merchant?

AutoPay mandates often show a company's legal name instead of the brand you know — a streaming app may appear under its parent company's name. Search the name and check your email for a receipt. If it still looks unfamiliar, delete the mandate and report it to PhonePe. PhonePe warns that fake mandates often arrive through random SMS links or pop-ups disguised as “electricity bill pending” or “KYC update” requests; legitimate ones usually start inside the merchant's own app.

हिंदी में: PhonePe में AutoPay कैसे बंद करें

1. PhonePe ऐप खोलें और अपनी प्रोफ़ाइल फ़ोटो पर टैप करें। 2. Payment Management → AutoPay पर जाएँ। 3. जिस AutoPay को बंद करना है, उसे चुनें। 4. Delete / Remove पर टैप करें। 5. अपना UPI PIN डालकर कन्फ़र्म करें। AutoPay बंद करने से आगे के पैसे नहीं कटेंगे, लेकिन पहले कटे पैसे अपने आप वापस नहीं आते।

Forget which AutoPays you've approved? Saveiy keeps your subscriptions and UPI AutoPay mandates in one place and reminds you before they renew — so you can cancel before the money leaves.