Published Jul 19, 2026 · 1 min · Last updated: Jul 19, 2026
Subscription Audit Checklist: The 10-Minute Money Reset
A step-by-step checklist to audit every recurring charge, cancel the dead ones, and reset your monthly baseline in under 10 minutes.
Run this checklist once a quarter and you'll save more than most side hustles pay.
1. Pull your last 90 days of bank SMS. Sort by recurring amounts.
2. Open Google Play → Subscriptions and iPhone → Settings → Subscriptions. List everything active.
3. Open your UPI app → Autopay / Manage Mandates. List every live mandate.
4. For each charge, ask: have I used this in the last 30 days? If no, cancel now.
5. For services you're keeping, decide monthly vs annual based on the 6-month usage rule.
6. Set a reminder for the next audit in 90 days.
Saveiy automates steps 1–3 and gives you a one-tap cancel path for step 4.